The Secure Sockets Layer (SSL) is a security protocol used by Web browsers and Web servers to help users protect their data during transfer. An SSL Certificate contains a public and private key pair as well as verified identification information. When a browser (or client) points to a secured domain, the server shares the public key with the client to establish an encryption method and a unique session key. The client confirms that it recognizes and trusts the issuer of the SSL Certificate. This process is known as the “SSL handshake” and it can begin a secure session that protects message privacy and message integrity. At Friends and Family Credit Union, you are not just a customer, you are a member/owner.
Skip-A-Pay allows you to skip your monthly loan payment and keep the payment for other expenses. Friends and Family mails information to qualifying members when it is available. Look in your mailbox for details or contact us for more information. If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®. These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk).
Deposit accounts are insured friends and family credit union by American Share Insurance for up to $250,000. By members’ choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.
About this app
- If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®.
- Look in your mailbox for details or contact us for more information.
- As the date of the meeting nears, we will provide a URL for registration on our website and will share that information at our three locations.
- Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.
- Family of current credit union members are also eligible to join.
- In 2001, the credit union became a Community Charter to serve everyone in Stark County, Ohio, as Massillon Area Credit Union.
We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.
New IDCheck required for shared branch transactions
The number of bits (40-bit, 56-bit, 128-bit, 256-bit) tells you the size of the key. Like a longer password, a larger key has more possible combinations. In fact, 128-bit encryption is one trillion times stronger than 40-bit encryption.
What is 128-bit encryption and how does it protect my account? Encryption is a mathematical process of coding and decoding information. Encryption ensures that information is scrambled in transit so that only the intended recipient can decode it.
Build wealth with every debit card purchase
You can access accounts, pay bills, apply for loans, transfer funds, and complete other tasks. You can have automatic payments taken out of your FFCU checking account for loan payments, insurance premiums, utility bills, and more. With a Debit Card, you can deposit, withdraw, transfer, or shop. Your debit card will electronically deduct funds from your checking account at the point of sale.
Transactions between enrolled users typically occur in minutes. You can cancel a payment that is scheduled in advance if the money has not already been deducted from your account. You can have part or all of your paychecks automatically deposited to your checking account. Ask your employer if you can take advantage of these convenient services. Zelle® QR code provides peace of mind knowing you can send and receive money to the right person, without typing an email address or U.S. mobile number. To locate your Zelle® QR code, log into the Tidemark FCU Mobile App, click “Send Money with Zelle®”.
At Friends and Family, our members are the owners of the credit union. All earnings are returned to our members in the form of higher interest on savings, lower interest rates on loans, lower service fees, and new services. Since money is sent directly from your bank account to another person’s bank account within minutes, 1 Zelle® should only be used to send money to friends, family and others you trust. To become a member, you must live, work, worship or attend school in Stark County, Ohio. Family of current credit union members are also eligible to join.
- Click here for more information regarding American Share Insurance.
- Money orders are a secure and reliable way to make payments, especially when you need to ensure funds are guaranteed and transactions are traceable.
- You can cancel a payment that is scheduled in advance if the money has not already been deducted from your account.
- Members can use a cashier’s check instead of a personal check to guarantee that funds are available.
- At Friends and Family, our members are the owners of the credit union.
In 2001, the credit union became a Community Charter to serve everyone in Stark County, Ohio, as Massillon Area Credit Union. In 2011, the credit union changed its name to Friends and Family Credit Union. We are a full-service cooperative financial institution with over $100 million in assets and serve more than 10,000 members. Friends and Family Credit Union was founded as The Massillon Area Credit Union in 1958 to serve the financial needs of employees of the Massillon school system. In 2001, the credit union became a Community Charter to serve everyone in Stark County, Ohio. In 2011, the credit union changed its name to Friends and Family Credit Union.To become a member, you must live, work, worship or attend school in Stark County, Ohio.
Use Online Bill Pay and pay your bills directly from your checking account. Save money on postage and save time by making payments at your convenience, 24/7. Sign up for Debit Card Round Up and we will automatically round up every debit card purchase and deposit the difference into your savings. This is an easy way to build your savings with every purchase. Stop into any branch or contact us to add this service to your debit card account. 1 To send or receive money with Zelle®, both parties must have an eligible checking or savings account.
Financials for Friends and Family Credit Union
For more than 60 years, we have existed to serve our members, not make a profit for ourselves or stockholders. This does not apply to FFCU members visiting FFCU locations – you will be able to conduct business at our locations as you always do. Friends and Family Credit Union understands it’s crucial to help protect you from account takeover fraud. That’s why we are introducing a new ID proofing measure for in-person visits to Shared Branch locations. Look for the logo when you’re providing your payment information. Members can use the services of our Notary Public at no charge.
money with Zelle®
Message Pay texts you as a reminder when your Friends and family loan payment is due. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your bank account and will be available typically within minutes. Your shares (commonly known as savings) are protected for up to $250,000 per account through American Share Insurance, the nation’s largest private deposit insurer. Click here for more information regarding American Share Insurance. Friends and Family Credit Union was founded as The The Massillon School Employees Credit Union in 1958 to serve the financial needs of employees of the Massillon school system.
This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money. Members can use a cashier’s check instead of a personal check to guarantee that funds are available. A cashier’s check is secured because the amount of the check must first be deposited by the individual into the credit union’s own account. They are ideal for situations where you don’t want to use cash or personal checks, such as paying bills, sending money through the mail, or making a down payment on a major purchase.
You can use your debit card anywhere you see the MasterCard® logo and for online purchases. This card is also an ATM card and can be used to withdraw cash at ATM machines. Experience the ultimate in convenience and value with Friends and Family’s checking and debit accounts. Enjoy no fees, unlimited check writing, emergency overdraft protection, and secure, versatile debit card features — without hidden fees or gimmicks. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.
More than 350,000 online retailers support transactions made with SecureCode. Money orders are a secure and reliable way to make payments, especially when you need to ensure funds are guaranteed and transactions are traceable. To send money, log into the Tidemark FCU Mobile App, click “Send money with Zelle®”, click “Send,” then click on the QR code icon displayed at the top of the “Select Recipient” screen. Once you allow access to your camera, simply point your camera at the recipient’s Zelle® QR code, enter the amount, hit “Send,” and the money is on the way! When sending money to someone new, it’s always important to confirm the recipient is correct by reviewing the displayed name before sending money. We offer you the flexibility to schedule payments to be sent at a later date if you like, or even set up recurring payments for things like regularly sending money to your college student.
Once you are a member, you have access to all of the many services Friends and Family offers. Yes, Online Banking utilizes SSL 128-bit encryption for your protection. This new fraud prevention measure allows us to make certain it is YOU trying to access your account, not an imposter. Get exclusive savingsSave on travel, shopping and insurance costs.